At Vargas Law PA we specialize in Residential and Commercial Real Estate Closings. Our firm represents both buyers and sellers throughout the entire Real Estate process from negotiations to the closing table.

Whether you’re in the process of purchasing your first home or investing in commercial properties were happy to help and guide you through the entire legal process.

While there is no legal requirement to hire an Attorney for your closing, ensuring you have someone who can explain the intricacies of a contracts, look over multiple documents, and help you understand the legalities and terms you will be signing is key to protecting your investment and will ensure your best interest.

Frequently Asked Questions

Why do I need title insurance?

When purchasing a property it is important to have Title Insurance. Title insurance is a policy of which ultimately protects you against any financial loss and legal expenses if there was a defect in title to your property that is covered by your policy.

Who pays for title insurance?

In Florida, who will pay for title insurance will vary based on each County and also based on your contract. Meaning despite the county it can be negotiated by your broker and or attorney.

However typically, in Miami and Broward the buyer buyer generally pays for title insurance. The seller generally pays for the title insurance and chooses the title and closing company in most other Florida counties.

Is it a requirement to hire an attorney for my closing?

No it is not a requirement to have an attorney however, if you choose to go with a title company they can not legal represent you and can not give you any legal advise regarding the contracts and documents you will be signing.

What is a title search?

Title to a property is essentially the history of ownership to that property. Its important inspect title because any of the past owners of the property could have judgments against them which could attach to the property. In addition to mortgage liens, the property could have liens on it placed by contractors or associations, as well as recorded code violations or restrictions.

Are there any defects that a title search cannot reveal?

Yes. There are some “hidden defects” that even the most diligent title search may never reveal. For example: fraud and forgery, defective deeds, mental incompetence or incorrect marital status reference. These defects can arise after you’ve purchased your home and can jeopardize your right to ownership. Title insurance protects your right to ownership.

How does title insurance protect my investment if a claim should arise?

If a claim is made against your property, title insurance will, in accordance with the terms of your policy, provide you with a legal defense. If the claim proves valid, the title insurance underwriter will reimburse you for your actual loss up to the face amount of the policy.

What is included in my lien search?

A lien search provides information regarding any unrecorded matters that can include unrecorded code violations, open permits or outstanding taxes on the property. All of which need to be addressed prior to your closing.

In my contract my realtor chose the title company can I change my title agent?

Typically yes, you can change who your title agent prior to closing. Call us and we can give you free consultation on all your Real Estate needs.

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“I was in a difficult financial situation and didn’t know where to turn. That’s when I found Rahysa and everything changed. She provided me with clear and honest guidance every step of the way, and helped me navigate the real estate process with ease.”

- Jane C.

“I always recommend Rahysa Vargas to my clients. She’s a diligent and passionate real estate attorney who will make your closing happen.”

- Patricia F.

“Excellent service. Thank you for the support throughout the process.”

- Juliana S.

“Great service and professionalism…thank you!”

- Gustavo P.

Let's Talk

If you are in need of legal assistance or guidance, we encourage you to contact us for a free case review. We are here to answer any questions you may have and provide you with the personalized attention you deserve.

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